Government-backed loans
USDA Loan Requirements in 2026: Eligible Areas, Income Limits and Fees
USDA guaranteed loan rules for 2026: eligible rural areas, income limits, guarantee fees, credit and debt ratios, property rules and direct loans.
Plain-English guides to every kind of US mortgage
FHA, VA and USDA
Conforming, jumbo and PMI
Bank-statement, DSCR and more
ITIN, green card and visas
Choosing a loan and getting help
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3 guides
Government-backed loans
USDA guaranteed loan rules for 2026: eligible rural areas, income limits, guarantee fees, credit and debt ratios, property rules and direct loans.
Conventional and jumbo loans
Mortgage insurance explained in plain English: how PMI, FHA MIP, the VA funding fee and USDA guarantee fees work, what they cost, and how to remove PMI.
First-time buyers
Every main type of mortgage loan in one place: FHA, conventional, VA, USDA, jumbo and non-QM, plus fixed vs ARM, 15 vs 30 years and how to choose.